
My family's ultimate comfort bake has always been this banana chocolate chip bread. Over the years, I've seen countless spotted bananas turn into this incredibly soft, rich delight that never lasts more than a day in our home. When you mix together melted butter, Greek yogurt and super-ripe bananas, you'll get this amazingly soft loaf with delicious pockets of melty chocolate.
The story behind this treat started when my kids wouldn't touch bananas with even tiny brown spots. These days, they actually leave bananas out to overripen on purpose so we can spend Saturday mornings baking this bread together.
Ingredients
- Mashed overripe bananas: look for dark, spotted ones that offer the best natural sweetness and moisture content
- Brown sugar (light): gives a hint of caramel that works wonders with banana flavors
- White sugar: delivers just the right sweetness level and helps create that awesome cracked top
- Unsalted butter (melted): adds wonderful richness and softness that you just can't get with oil
- Eggs (large): hold everything together and build the bread's structure
- Extract of vanilla: brings warm, aromatic undertones that lift all the flavors
- Yogurt (Greek): adds a nice tang and amazing moisture without making things heavy
- Flour (all purpose): creates the perfect framework, try unbleached for richer taste
- Baking soda: works with the tangy bananas and yogurt to make the bread rise nicely
- Salt: cuts through sweetness and makes all flavors pop, especially important with chocolate
- Chocolate chips (mini): spread better throughout your batter than regular sized ones
Easy Preparation Steps
- Set Up Your Baking Pan:
- Line your 9x5 loaf pan with parchment, leaving extra paper hanging over the edges for easy lifting later. Don't skip this step—it'll save your bread from sticking during the long bake.
- Mix Your Foundation:
- Stir the melted butter with both sugars until you get something that looks like thick paste. This'll take around 2 minutes by hand or just 1 minute with an electric mixer. This step dissolves sugar crystals and sets you up for super moist bread.
- Add Wet Stuff:
- Put your mashed bananas into the butter-sugar mix, then add eggs, yogurt and vanilla. The order really matters here for smooth blending without overdoing it. Make sure bananas are well-mashed but keep some chunks for that real banana bread feel.
- Blend In Dry Elements:
- Fold the flour mixture into your wet ingredients just enough to get rid of dry patches. Don't go overboard here—too much mixing makes tough bread instead of tender loaves. Use a spatula and go slow, not fast.
- Introduce The Chocolate:
- Mix in those mini chocolate chips with just a couple of folds. Your warm batter will slightly soften them, making them perfect in the finished product. Save a small amount to scatter on top before baking for that coffee-shop look.
- Bake It Right:
- Cook at 325°F for 60-75 minutes. This lower temp makes sure the middle gets done before the outside gets too brown. You'll know it's ready when a toothpick stuck in the center comes out with a few moist crumbs but no wet batter.

The game-changing component in this bread is definitely the Greek yogurt. I found this out by accident when I ran out of sour cream during a baking day with my daughter. The yogurt brought this light tanginess that worked perfectly against the sweetness and made the texture incredibly moist—everyone kept asking what my special trick was.
Keeping It Fresh
This bread stays amazingly moist when you store it right. Just keep it in a sealed container or tightly wrapped in plastic at room temp for up to 4 days. It actually tastes better on day two as the banana flavor gets stronger. If you want to keep it longer, cut the cooled bread into slices, wrap each piece in plastic, and stick them in a freezer bag for up to 3 months. Let frozen slices warm up on the counter or pop them in the microwave briefly to get that just-baked taste back.
Tasty Twists
You can make this into muffins by pouring the mix into 12 paper-lined muffin cups and baking at 350°F for about 20-25 minutes. For extra nutrition, throw in 1/3 cup of chopped walnuts or pecans for good fats and crunch. Swap out chocolate chips for cinnamon chips to change things up, or add half a teaspoon of cinnamon to get a warm, spiced version. During the holidays, I like to mix in some orange zest and cranberries instead of chocolate chips for a festive change that everyone loves.

Delightful Serving Ideas
Cut into this bread while it's still a bit warm for the best melty chocolate experience. For a fancy breakfast, toast a slice and spread on a thin layer of salted butter or cream cheese. When you're having it for dessert, pair a warm slice with some vanilla ice cream and a drizzle of caramel sauce. For brunch parties, I make a banana bread station with toppings like almond butter, honey, and fresh berries so guests can fix their slices however they want.
Frequently Asked Questions
- → Why is this banana bread extra soft?
The softness comes from a mix of mashed bananas, melted butter, and Greek yogurt, making it tender and moist.
- → Can I make a gluten-free version?
Absolutely, just swap the regular flour for your favorite gluten-free baking mix in equal amounts.
- → What’s the best way to store it?
Keep it in a sealed container for up to 3 days at room temperature or store in the fridge up to a week.
- → Can I use regular chips instead of minis?
You can! Regular chocolate chips work too, though minis spread more evenly in each bite.
- → When is the bread ready to come out of the oven?
Use a toothpick to test the loaf. If it comes out mostly clean with a few crumbs, it’s good to go.